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Analysts Predict Continued Improvement for Housing as Economy Strengthens in 2015

first_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago November 18, 2014 1,418 Views Tagged with: Forecast Freddie Mac Home Prices Home Sales Purchase Loans Refinances Home / Daily Dose / Analysts Predict Continued Improvement for Housing as Economy Strengthens in 2015 With only weeks left before 2014 comes to a close, many economic commentators are already looking to what next year could bring—including Frank Nothaft and Len Kiefer, chief economist and deputy chief economist at Freddie Mac.In the company’s latest Economic and Housing Market Outlook for the United States, the two analysts turn their attention away from 2014—a mixed year for housing, especially compared to 2013—and toward 2015, which they say will see continued strengthening in the market for home purchase mortgages as the economy improves on a broad basis.Looking at the larger economic picture, the economists predict a 3 percent growth rate for gross domestic product (GDP) in 2015, which would mark only the second year in the past decade in which growth was at 3 percent or higher.Also among the pair’s predictions for 2015:Interest rates will climb further: Having started the year off at 4.53 percent, mortgage interest rates spent the year’s opening months falling into the low 4 percent range before climbing throughout the summer and eventually dropping again. With yields on the 10-year Treasury expected to average 2.9 percentage points next year, the average 30-year fixed rate is forecast to gradually rise throughout the year, ending around 5 percent.Home price gains will slow even more: While price growth is expected to continue, it will come at a more moderate pace, Freddie Mac’s economists say. The company’s current projection is for prices to rise 3.0 percent in 2015 compared to 2014—down from 4.5 percent anticipated for this year and less than one-third the increase seen in 2013. While ongoing price gains will dampen affordability somewhat, the analysts don’t see it as a major concern: “Historically speaking, that’s moving from very high levels of affordability to high levels of affordability.”Home sales and housing starts will accelerate: Sales and new construction are the two areas where the housing market has disappointed this year, but that’s expected to improve. Freddie Mac predicts total housing starts will increase by 20 percent from 2014 to 2015, with single-family homes accounting for most of that pickup. Meanwhile, total home sales are expected to increase by about 5 percent over the year, marking the best sales pace in eight years.Home purchase mortgages will gain even greater share… but total originations will fall: Refinance originations are anticipated to account for only 23 percent of 2015’s loan volumes, coming down hard off the surge of recent years. Meanwhile, purchase lending is expected to fall short of filling that gap, resulting in an 8 percent annual drop in originations to $1.1 trillion.”Government fiscal drag has turned into fiscal stimulus, lower energy costs support consumer spending and business investment, further easing of credit conditions for business and real estate lending support commerce and development, and more upbeat consumer and business confidence, all of which portend faster economic growth in 2015,” Nothaft said of the forecast. “And with that, the economy will produce more and better paying jobs, providing the financial wherewithal to support household formations and housing activity.” Sign up for DS News Daily Tory Barringer began his journalism career in early 2011, working as a writer for the University of Texas at Arlington’s student newspaper before joining the DS News team in 2012. In addition to contributing to DSNews.com, he is also the online editor for DS News’ sister publication, MReport, which focuses on mortgage banking news. Share Save The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Analysts Predict Continued Improvement for Housing as Economy Strengthens in 2015 Forecast Freddie Mac Home Prices Home Sales Purchase Loans Refinances 2014-11-18 Tory Barringer Previous: U.S. Supreme Court Agrees to Hear Bank’s Appeal in ‘Stripping Off’ Mortgage Cases Next: DS News Webcast: Wednesday 11/19/2014 The Best Markets For Residential Property Investors 2 days ago Related Articles  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago About Author: Tory Barringer in Daily Dose, Featured, Government, News Data Provider Black Knight to Acquire Top of Mind 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Subscribelast_img read more

Vidic faces fight for place

first_img Press Association Vidic is ready to return after missing two games with a minor injury suffered in the Premier League defeat by Newcastle at Old Trafford on December 7. Yet those two matches have both been wins, in which United have managed to keep successive clean sheets for only the second time this season. Jonny Evans and Phil Jones looked particularly untroubled at Aston Villa on Sunday. And whilst Vidic has been the cornerstone of United’s defence following his arrival from Spartak Moscow almost eight years ago, the Serbian has been plagued by injury since rupturing his cruciate ligaments in the Champions League to Basle in December 2011. With Rio Ferdinand now 35, Moyes is known to be on the lookout for central defensive reinforcements. Yet, even amongst his current squad, it seems Vidic will have to work to win his place back. “Nemanja is just about ready to play now,” said Moyes. “But we have five centre-halves. We can use Phil Jones, Chris Smalling, Jonny Evans, Rio Ferdinand and him. “There is competition for places there and you are going to have to play well to stay in the team.” center_img David Moyes has warned skipper Nemanja Vidic he cannot expect to walk straight back into the Manchester United team.last_img read more

2020 GTBank Lagos Polo: Leighton Kings, STL Lead the Pack

first_imgMarambio tied the game 2-2 early in the second chukka but there was no stopping the home team as they established a nine-goal lead with Crespo and Raul bagging a handful of the goals with Jolaosho and Buba also getting one each.A fightback was mounted by Keffi which was spearheaded by Marambio and Malik Badamasi but there was no stopping the +17 handicap Kings.In some of the Low Cup matches played on the same day, Seyi Tinubu-patroned STL proved too handful for Kano H-Hago with Tata Ali Kura and Ibrahim Musa Dantata leading a glorious outing with scores at 11- 6 ½ win.Lagos NRT also saved the best for the last as they dominated the third and fourth chukkas to leave fellow Lagos team Eat N Go at their mercy.Timi Badiru and Yasin Amusan showed why they are seen as the future of Nigerian Polo as they combine well with Dorian Bulteau and Bashir Aliyu for a convincing 10-3 ½ derby win which was made possible by six straight goals.Five matches are on the card for Thursday with at least two teams expected to confirm their places in the last four of the 16-team Low Cup while the curtain will fall on the days activities with the Majekodunmi Cup clash between Lagos Lintex Agad and Jos Malcomines.Share this:FacebookRedditTwitterPrintPinterestEmailWhatsAppSkypeLinkedInTumblrPocketTelegram High-class polo was on display Wednesday as the Majekodunmi Cup took centre stage at the GTBank Lagos International Polo Tournament with Lagos Leighton Kings beating Keffi Ponys to move closer to the final.The Kings picked up from where they left in the first week where they clinched the Oba of Lagos and Open Cup titles and it was their two Argentine imports Manuel Crespo and Raul Laplacette who masterminded their convincing triumph.The Lagos side which also featured Bowale Jolaosho and Bello Buba – Nigeria’s number one ranked player – took control of the game with seven goaler, Crespo shooting them In front after Jolaosho scored in the opening minute to level scores at 1-1 due to the visitors handicap inferiority.last_img read more

Clemson’s Swinney earns respect from Syracuse after postgame congratulations

first_imgOn a national level, the stories to come out of this game will be about the shakeup at the top of the Associated Press Poll. It’ll be about the questions surrounding Clemson’s ability to make the College Football Playoff, let alone repeat as national champions.But on Friday night, Swinney himself made sure to shift that narrative toward, who he felt, was more deserving.“There’s a lot of pain in our locker room, but this is a story about Syracuse,” Swinney said. “… The story of the night is that Syracuse outplayed us.”Zaire Franklin said he saw Swinney addressing some SU players on the field after the game. Then, when he came into the locker room, he addressed Steve Ishmael directly and even took a picture with a few players, Franklin said.“He was just humble,” Franklin said. “I don’t even know how to describe it. That was pretty cool. That was pretty awesome.” Comments AdvertisementThis is placeholder textBoth teams met at midfield after Friday night’s contest to shake hands and kickoff the Atlantic Coast Conference’s “Fall Sportsmanship Week.” But the feelings the staged events were supposed to encourage proved to be genuine postgame for Swinney, who stopped inside Syracuse’s (4-3, 2-1 ACC) locker room after the upset victory over No. 2 Clemson (6-1, 4-1) and addressed the team.“Utmost respect to Coach Swinney,” quarterback Eric Dungey said. “He came up to us after the game. Class-act program.”Both Babers and Dungey had very little to say when asked about last year’s 54-0 blowout loss to the Tigers. Still, they had nothing but praise for Clemson in the week leading up to the game. And after, that feeling remained.“Coach Dabo,” Babers said in the press conference leading up to the game, “one of the premier programs and the way he does it is absolutely the right way.” Published on October 14, 2017 at 2:10 am Contact Tomer: [email protected] | @tomer_langer Syracuse head coach Dino Babers and Clemson head man Dabo Swinney embraced on the block “S” in the Carrier Dome. The Orange had just beaten the Tigers, ending the longest active winning streak in the FBS and putting a dent into Clemson’s postseason resume.As the two met, ESPN cameras zoomed in on them. It caught Swinney telling Babers “I’m so happy for you.” Facebook Twitter Google+last_img read more

First Lady of the Republic of South Africa, Dr Motsepe headed to the U.S for an official visit

first_imgDr Tshepo Motsepe, the spouse of President Cyril Ramaphosa and First Lady of the Republic of South Africa, will on Tuesday, 18 September 2018, embark on an official visit to the United States, ahead of the South African delegation, led by President Ramaphosa, attending the United Nations General Assembly in New York.Dr Motsepe will start her visit at her alma mater, Harvard University’s School of Public Health, where she will deliver an address at the Open Summit on Early Childhood Health and Development in South Africa. She will also have a conversation with a group of students and faculty from the Department of Global Health and Population.On the second leg of her visit Dr Motsepe will attend the unveiling of the Nelson Mandela statue at the United Nations Headquarters.Dr Motsepe holds a Master of Public Health in maternal child health and aging from the Harvard School of Public Health. She is a qualified medical doctor, holding a Bachelor of Medicine and Bachelor of Surgery from the University of KwaZulu-Natal. She has also completed a Social Entrepreneurship Certificate Programme at the Gordon Institute of Business Science (GIBS).Dr Motsepe has worked in private practice and in hospitals including Chris Hani Baragwaneth Hospital in South Africa and Parirenyatwa Hospital in Zimbabwe – each the largest in their countries. She also worked with the Wits Reproductive Health and HIV Institute which is a leading African research institute focusing on sexual, reproductive health and HIV research. She has also served as Chairperson of the Gauteng Health Department’s Accreditation Committee.Dr Motsepe is currently the Chairperson of African Self Help Trust (ASHA), a non-profit organisation which provides early childhood development support programmes for home based crèches in disadvantaged communities.Issued by the Presidencylast_img read more

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